🛡️ How Safe Are Your Assets? Why Your Custodian Matters More Than You Think

If you’ve never heard of my custodian, there’s a good reason.

They don’t advertise, don’t sponsor stadiums, and don’t engage in revenue-sharing deals with major brokerage firms. That’s exactly why I chose them. But this email isn’t about brand recognition—it’s about your financial peace of mind.

🔐 The Real Reason Custodians Matter: Safety First

This isn’t meant to scare you—just to inform you.

Many banks and brokers are legally allowed to comingle your assets—pooling your money with other clients’ or even their own. That enables activities like margin lending or using your investments as collateral for their own borrowing.

Sounds risky? It can be.

🧾 My Custodian: A True Trust Company (Not a Bank)

The custodian I use is a private trust company—which means:

• No comingling. Your assets stay titled in your name.
• No margin lending. They don’t loan out your assets.
• No hidden use. Your funds aren’t collateral for anything.

That means you remain in control, always.

🔎 Transparency + Oversight = Confidence

They do partner with outside investment managers—but those managers never take custody of your assets. They only place trades within a strictly monitored custodial platform.

There’s also:

• Fidelity bond coverage
• Errors and omissions insurance
• Decades of process discipline

These protections exist for one reason: to keep your assets secure—no matter what’s happening in the headlines.

🏦 Remember the Silicon Valley Bank Collapse?

When banks started failing, clients asked, “Is my cash safe?”

With this custodian, I could confidently say: “Yes. It’s in an account in your name. No one else can touch it.” That kind of reassurance helps people sleep better.

📍 Who Is the Custodian?

The company is SEI, based in Oaks, Pennsylvania. Founded in the 1960s, they’re publicly traded and serve over $1 trillion in assets—but you won’t see them on TV or social media. Their focus is you, not marketing.

🤝 Want a Custodian That Puts You First?

You may already know if your current custodian can comingle or lend out your assets. But if you’re looking for a more secure, client-first option, I’m here to help.

👉 Schedule a quick call to explore SEI and how we protect your financial future.

P.S. If you’ve ever wondered whether your current custodian is using your assets for their own purposes, now’s a great time to find out. Email me at Dan@forwardthinkingwm.com to book a call and ask your questions—no pressure, just clarity.